OUR COMMITMENT TO PRIVACY
Thank you for visiting
Karen's Miniatures Fairs website.
Protecting consumer privacy is very important to us. Our
Online Privacy Statement is available to inform you about our collection
and use of personal information so that you can make informed choices
about how your own information is collected and used. This Online Privacy
Statement reflects the Karen's Miniatures policies covering personal
information collected at this website on or after the effective date shown
above.
We believe that information used responsibly benefits
consumers and the economy, whether it is information we house on behalf of
consumers conducting transactions or information we collect on behalf of
our business clients. For example, we use consumer information every day
to ensure fast and accurate processing of hundreds of thousands of money
transfers. In addition, Karen's Miniatures strives to better serve our
customers by offering goods and services that we believe fit their needs
and interests. When identifying an opportunity, Karen's Miniatures
may use consumer information it has collected in an effort to identify
consumers who may be interested in that opportunity. For more than a few
years, consumers and businesses have relied on Karen's Miniatures
for safe and reliable service. The relationships we have developed through
the years have been established based on mutual trust. Each day we and
employees and agents strive to reinforce our commitment to our clients and
consumers. Central to that commitment is ensuring that we abide by a set
of privacy policies, which are outlined below. These policies guide us in
the collection and use of information as well as employee responsibilities
in protecting your privacy. We use personal information about consumers
only in a manner consistent with these policies.
COLLECTION OF INFORMATION
Karen's Miniatures collects
personal information in order to offer or provide goods and services to
consumers and our customers. We may obtain this information from a variety
of sources:
* Directly from customer applications, questionnaires and
other materials submitted to us by customers;
* From transactions in
which Karen's Miniatures and consumers are involved;
* From click
thru activity on our web sites; and
* From a variety of
third-party sources, such as our business customers, government
repositories, consumer reporting agencies and other financial
institutions.
DISCLOSURE OF INFORMATION
Karen's Miniatures does
not disclose customer information to third parties without first giving
customers an opportunity to opt-out of certain kinds of disclosures. There
are some disclosures to third parties that are not subject to the opt-out,
such as disclosures necessary to effect, administer or enforce a
transaction requested by you, to companies that perform services for us or
to prevent fraud.
Finally, Karen's Miniatures may disclose
information about former customers to third parties and companies with
which Karen's Miniatures is affiliated, as well as unaffiliated
third parties. Those disclosures may consist of the following:
*
Financial background information describing a customer's financial
status;
* Identification information, such as name and address
data;
* Transaction information, such as account activity, debit
activity or credit activity; and
* Other information relating to
financial matters.
RECIPIENTS OF INFORMATION
Karen's
Miniatures may disclose consumer information to companies affiliated
with Karen's Miniatures and to companies or other parties not
affiliated with Karen's Miniatures
(subject to consumers' opt-out
rights)
These recipients include:
* Financial institutions, such as
banks, credit card companies and brokerage houses;
* Companies that
process transactions or provide other services for us;
*
Government agencies; and
* In addition, under United Kingdom law
Karen's Miniatures is permitted to disclose customer information to
certain recipients, like credit reporting.
WE ARE COMMITTED TO
PROTECTING THE CONFIDENTIALITY OF PERSONAL CONSUMER
INFORMATION.
Karen's Miniatures limits access to personal
information to those employees of Karen's Miniatures and its
affiliates who need it to fulfill their business responsibilities.
Employees must adhere to Karen's Miniatures privacy policies.
Employees violating these policies may be subject to disciplinary action,
up to and including dismissal.
Vendors and other outside contractors
we engage are subject to our contractual requirements to ensure that
sensitive personal information is safeguarded.
WE USE APPROPRIATE
SECURITY SAFEGUARDS.
At Karen's Miniatures, security is a priority. We
employ appropriate measures to protect consumer information against
unauthorized access, disclosure, alteration or destruction. These may
include, among others, encryption, physical access security and other
appropriate technologies. Karen's Miniatures continually reviews and
enhances its security systems, as necessary.
WE MAINTAIN PROCEDURES
TO ASSURE THE QUALITY OF INFORMATION WE COLLECT AND WHERE APPLICABLE, WE
WILL INFORM CONSUMERS ABOUT HOW THEY CAN ACCESS THEIR PERSONAL INFORMATION
AND MAKE CORRECTIONS, IF NECESSARY.
Karen's Miniatures employs
appropriate measures to assure the quality of information we collect
directly from consumers. Where Karen's Miniatures collects information
directly from consumers or sources other than our business customers, we
permit them, if possible, to dispute or correct any erroneous or
out-of-date personally identifiable information. Of course, this
correction would not be possible if the information is proprietary to one
of our business customers, reflects historical transaction information or
if correction would violate the privacy or legal rights of a third party.
Where applicable, we abide by laws related to such information. You can
correct factual errors in your personally identifiable information by
sending us a written request that credibly shows error. We reserve the
right to independently verify claims made. To protect your privacy and
security, we also will take reasonable steps to verify your identity
before making corrections. We reserve the right to assess a service charge
for providing you any information in connection with your
request.
THE Karen's Miniatures WEBSITE IS NOT DIRECTED AT
CHILDREN UNDER THE AGE OF 13.
Our website is not directed at children
under the age of 13 and Karen's Miniatures does not collect or maintain
information at our website from those we actually know are under the age
of 13.
WEBSITE MAY BE LINKED TO OTHER WEBSITES
Karen's
Miniatures may create links to third party websites. Karen's
Miniatures is not responsible for the content or privacy practices
employed by websites that are linked from our website.
OPT OUT
RIGHT
Karen's Miniatures may disclose consumer information to
third parties as described earlier in this notice. Many of these
disclosures are beneficial to consumers because they permit goods and
services of interest to consumers to be offered to consumers at attractive
rates. We strive to give consumers choices about how their data will be
used. You have the right to opt-out of (direct us not to make) these
disclosures when the consumer information is about you. Of course, there
are some disclosures to third parties that are not subject to the opt-out,
such as disclosures necessary to effect, administer or enforce a
transaction requested by you, to companies that perform services for us or
to prevent fraud. When you use this service, you will be asked whether you
wish to opt out. If you wish to opt out, simply check the appropriate box
and submit your choice.
If you have any questions or indeed
comments about our Online Privacy Statement, or for some reason believe we
have not adhered to our statement, please contact:
E-mail the Karen's
Miniatures Data Protection Officer: enquiries@karensminiatures.co.uk
We may alter this statement as needed for certain
products and services and to abide by local laws or regulations around the
world. Karen's Miniatures reserves the right to amend or modify this
statement from time to time. We urge you to review this statement whenever
you visit in order to obtain the most current statement. You may change
your choices at any time.
? 2006 Karen's
Miniatures
